1. Service provider
Service provider: Guilin Sanyu Technology Co., Ltd. ("we", "us").
Registered address: Room 102, Unit 2, Building 2, No. 34 Putuo Road, Qixing District, Guilin, China.
Contact email: contact@tricosmos.cn.
2. Scope and acceptance
Welcome to the rebuilt iOS version of TodayRate (version 2.5 and later, the “App”). These Terms form an agreement between you and Guilin Sanyu Technology Co., Ltd., setting out the App’s services and our respective rights and obligations. Please read them before use, particularly the provisions on the nature of rates, purchases, third-party services and liability. By using the App, you accept these Terms. If you disagree, stop using it.
The TodayRate Privacy Policy explains information processing. Consent to personal information processing and system authorizations are governed by that Policy, applicable law and the relevant notices. These Terms do not replace any separate consent legally required for personal information processing.
You must also follow the applicable App Store usage rules. If these Terms conflict with mandatory Apple platform terms, the applicable platform terms prevail.
3. Services
The App offers multi-currency amount conversion, currency search and favorites, preferred-currency list management, daily historical charts, queries for specific dates, and links to official bank exchange-rate pages for currencies involving CNY. No registration or sign-in is required.
An internet connection is needed for new rates and currency catalogs, bank websites, advertising, purchases and purchase restoration. Successfully cached data can be viewed and used for conversions offline. Offline availability does not mean the cache is current.
The App is a reference and calculation tool. It does not provide currency exchange, payments, transfers, securities or other financial transactions, or act on your behalf in banking matters.
4. Reference rates, dates and conversion results
The App uses daily reference rates and historical data from Frankfurter. Reference rates are not real-time executable quotes or bank buying or selling prices for cash or non-cash foreign exchange. Time zones, non-trading days, publication schedules and provider adjustments may cause the reference date to differ from the current date.
Check the currency, source, reference date and cache indicator together. A cache is a previously retrieved result and has no timeliness guarantee. Results may be unavailable without a rate or cache. Historical charts show past data and do not predict future rates.
Conversions are calculated locally from your entered amount and the reference rate. Displayed results may be rounded and exclude transaction providers’ fees, spreads, taxes and other charges. Actual exchange and settlement depend on the relevant institution’s valid quote and rules when the transaction is performed.
App content is not investment advice, a trading instruction or a promise of returns. Before transactions, tax reporting, bookkeeping or other actions with practical consequences, confirm the applicable rate and calculation rules with the relevant institution.
5. License and acceptable use
Subject to these Terms and App Store usage rules, we grant you a personal, non-exclusive, non-transferable license to use the App on Apple devices you own or control. Family Sharing or volume-purchase use permitted by App Store rules remains subject to those rules.
Without authorization, you must not:
- Copy, modify, resell or distribute the App, or reverse engineer, decompile or disassemble it, except where expressly permitted by law.
- Alter transaction receipts, bypass purchase verification, or obtain unauthorized purchase entitlements through add-ons, scripts or other means.
- Attack or interfere with the App or third-party services, scrape APIs in bulk or access them beyond their usage rules.
- Present reference rates as official executable quotes or use the App for fraud, infringement or illegal activities.
You are responsible for device and network charges and for protecting your device and the Apple Account used for purchases.
6. Advertising and third-party content
The regular version displays third-party banner and app-open ads. The current version does not display interstitial ads. Valid ad-free entitlements verified by Apple remove banner and app-open ads. Advertising data processing and choices are described in the TodayRate Privacy Policy.
Advertising services and advertisers provide the ads. We do not guarantee the advertised goods, services or returns. Transactions and services accessed after tapping ads are subject to the relevant provider’s terms; verify the information before choosing to use them. This provision does not exclude any responsibility we must bear under law.
7. Ad-free purchases and legacy entitlements
Ad removal is a non-consumable, one-time in-app purchase, not a subscription, with no automatic renewal. Product availability and pricing are as shown on the App Store purchase page. Networks, regions and store configuration may affect product loading.
Apple handles payments, purchase receipts and refunds under its applicable rules. We do not collect payment directly or issue refunds for Apple orders. Ad-free entitlements are updated after refunds, revocations or other events that invalidate a transaction.
Valid purchases of the same ad-free product from the legacy version continue to be recognized. After changing devices or reinstalling, select “Restore Purchases” in the App’s Settings using the original purchasing Apple Account. Pending approvals, unverifiable transactions or temporary service issues may delay entitlement activation. Try again later or contact us.
Ad-free entitlements rely on Apple verification. Local records, screenshots or unverified transactions cannot substitute for valid purchase evidence. An ad-free purchase does not change the availability of third-party rates or bank websites or guarantee indefinite access to third-party data services. For material service changes affecting purchased entitlements, we will notify you and act under applicable law as described in “Service changes, suspension and termination.”
8. Data sources and bank websites
Frankfurter, Apple, Google and bank websites are operated by their respective third parties. We make reasonable efforts to keep features available, but third-party APIs, currency coverage, website addresses and content may change or become unavailable.
Bank-rate links provide convenient access to official bank pages. We do not represent banks or guarantee that a website’s rate matches the quote applicable to your actual transaction. Interpret buying and selling directions, cash and non-cash rates, units and publication times using the bank’s explanations.
Services or actions on third-party pages are governed by their agreements and privacy policies. The relevant parties bear third-party responsibilities under law, and we will provide necessary assistance for issues with the App.
9. Local data and privacy
Preferred currencies, favorites, recently used currencies, language preferences and rate caches are stored on your device and are not synchronized to our application servers. Entered amounts are used for local conversions, are not stored as an amount history and are not uploaded with rate queries.
Deleting the App, device damage or system cleanup may cause local data loss; we cannot restore these records through a backend. iOS “Offload App” may retain data, while “Delete App” removes local application data. System backup retention and restoration depend on your backup settings. Valid purchase records held by Apple are not erased when local data is deleted.
See the TodayRate Privacy Policy for personal information processing, third-party services and your rights.
10. Intellectual property
Intellectual property in the App’s software, interface, icons and content we create belongs to us or the relevant rights holders. These Terms grant a license to use the App and do not transfer intellectual property rights.
Rights in third-party rate data, bank websites, trademarks and open-source components belong to their respective rights holders and remain subject to their licenses or terms. Being able to view content in the App does not imply permission for commercial copying, resale or redistribution.
11. Service changes, suspension and termination
We may update the App, adjust features or change data sources to fix problems, improve the experience or comply with applicable rules. Important changes will be communicated through in-app notices, App Store release notes or this page.
If features are interrupted by maintenance, third-party failures, network issues or force majeure, we will make efforts to restore them within our control. For violations of these Terms, we may restrict relevant features to the extent necessary and reasonable. You may stop using and delete the App at any time. Completed purchases remain governed by Apple’s rules and applicable law.
If we discontinue the App or make a change materially affecting purchased entitlements, we will provide advance notice through the App, the App Store product page or this website, explain the effects and arrangements, and protect purchasers’ rights under applicable law.
12. Liability and applicable limitations
We make reasonable efforts to provide accurate and reliable services, but cannot guarantee that third-party data is free from errors, delays or interruptions or that the App is suitable for every purpose. Please email us if you find a data or feature error.
For effects caused by network, device or system issues, third-party failures, misuse of reference data or deletion of records, each party bears responsibility under applicable law according to its role. We do not guarantee third parties’ executable quotes or transaction returns.
Any limitation of liability applies only to the extent allowed by law. It does not exclude responsibility for our intentional misconduct or gross negligence, personal injury liability, or consumer rights and other statutory liabilities that cannot legally be excluded.
13. Apple-related terms
These Terms are between you and us. Apple Inc. and its subsidiaries (collectively, “Apple”) are not the service provider. We are responsible for the App and its content.
- The license must comply with App Store usage rules and covers Apple-branded devices you own or control, including Family Sharing or volume-purchase use permitted by platform rules.
- We provide maintenance and support for the App. Apple has no obligation to provide them.
- If the App fails to conform to an applicable warranty, you may notify Apple, which will refund the App’s purchase price, if any, under applicable rules. To the extent permitted by law, Apple has no other warranty obligation; we bear other statutory warranty responsibilities.
- We, rather than Apple, handle App-related product liability, consumer protection, privacy and legal compliance claims under law.
- If a third party alleges that the App or its use infringes intellectual property, we, rather than Apple, are responsible for the investigation, defense, settlement and discharge of the claim.
- You must not unlawfully use the App in a country or region subject to a U.S. government embargo or designated as supporting terrorism, or be a party on an applicable prohibited or restricted trading list.
- You must follow applicable third-party terms, such as your network operator’s service agreement.
- Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, have the right to enforce the relevant provisions against you.
The developer’s name, address and contact details appear under “Service provider” on this page.
14. Use by minors
Minors should use the App with a guardian’s consent and guidance and obtain consent before purchasing. Guardians should help check reference data and third-party ads, and appropriately manage devices, Apple Accounts and purchase authorization.
15. Changes to these Terms
We may revise these Terms when laws, platform rules or features change, publishing the revised content and update date. Material changes will also be communicated through in-app notices or release notes. Where new consent is legally required, we will seek it separately.
If you disagree with a change, you may stop using the App and email us about purchased entitlements. Changes to these Terms do not diminish rights already acquired under applicable law.
16. Governing law and dispute resolution
These Terms are governed by the laws of the People’s Republic of China, excluding the laws of Hong Kong, Macao and Taiwan. They do not exclude mandatory consumer protection rules that apply where you reside.
Disputes arising from these Terms or the App should first be addressed through consultation. If no resolution is reached, a claim may be brought before a court with jurisdiction under applicable law.
17. Contact us
For questions, suggestions or complaints about these Terms, reference data, purchase entitlements or the App, contact Guilin Sanyu Technology Co., Ltd. at contact@tricosmos.cn. Registered address: 桂林市七星区普陀路34号2栋2单元102室 (Room 102, Unit 2, Building 2, No. 34 Putuo Road, Qixing District, Guilin, China).
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